Financing with Our Dealership

Lamacchia Honda takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Lamacchia Honda Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lamacchia Honda can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle. Struggling with your credit score? Learn more about our bad credit financing options.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Honda Finance Center in Syracuse, NY

Financing your new Honda car, SUV, or truck should be the easiest part of your buying experience. At Lamacchia Honda, serving Syracuse and Central New York, we deliver clarity and flexibility from the start. Our finance center provides straightforward, transparent advice, partnering with a wide network of lenders to tailor a payment plan to your unique budget. Whether you choose a new Ridgeline, CR-V, or a dependable pre-owned Accord, our experts secure the competitive auto loan or lease terms you need. We are committed to a simple process, keeping you fully informed.

Receive Competitive Rates on Auto Loans

When you choose to finance a vehicle, you have the opportunity to spread your payments over a term of 36 to 72 months, giving you the ultimate flexibility. Buying outright means you can customize your Honda without restrictions and own it completely once the loan is finished. We work diligently to secure the lowest possible Annual Percentage Rate (APR) for you, taking into account factors like your credit score, the current market, and the loan term. A lower interest rate means a lower monthly payment, maximizing your long-term savings. If you are ready to take the first step toward ownership, you can Start Your Credit Application Online now to get pre-approved quickly and securely.

Explore Low-Payment Honda Lease Options

Leasing offers Central New York drivers lower monthly payments than traditional auto loans. With a lease, you drive a brand-new Honda every two to four years, accessing the latest features. Most leases are covered under the manufacturer's warranty for added peace of mind. Look for our special lease offers on popular models like the Honda Pilot SUV and the Civic Sedan.

To see how much you could save on your next vehicle, be sure to check our Current Lease and Finance Offers before you visit our dealership.

Value Your Trade and Plan Your Budget

We offer easy-to-use digital tools that put you in control of your deal from the comfort of your home. A crucial step in lowering your finance amount is trading in your current vehicle. You can use our simple online form to Value Your Trade-In and receive a competitive cash offer that can be applied directly toward your new purchase. To further help with budget planning, you can utilize our Online Payment Calculator to estimate your potential monthly payments based on the vehicle price, down payment, and term. These tools, combined with our finance department's transparency, ensure you have all the information needed to make a confident financial decision. We even offer a $500 reward toward a new Honda for eligible recent or soon-to-be College Graduates who finance or lease with Honda Financial Services.

Our Local Commitment

Our commitment to the Syracuse community extends beyond the finance desk, focusing on providing a seamless and reliable experience for every customer. We believe that securing financing should be simple, straightforward, and hassle-free, whether you are browsing our New Honda Inventory or exploring our selection of high-quality pre-owned vehicles. Once you have found the perfect Honda, our relationship continues with our professional service team, ready to handle all your maintenance and repair needs. We are dedicated to delivering an exceptional experience, ensuring that from the moment you apply for financing to the day you drive off the lot, your needs are met with expertise and care.

Take the Next Step Toward Ownership

Ready to find the ideal financial package for your next vehicle? Whether you prefer an auto loan or a flexible lease, Lamacchia Honda makes it easy to find a solution that works for you. Start by using our digital tools or contact our team directly. We are ready to help you get behind the wheel of the Honda you want, on terms that perfectly fit your life.

Your privacy is important to us.

Lamacchia Honda takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lamacchia Honda

    932 W. Genesee St.
    Syracuse, NY 13204

    • Sales: (315) 925-5922
Loading Map...

Get in Touch

  • Contact our Sales Department at: (315) 925-5922
  • Monday9AM - 7PM
  • Tuesday9AM - 7PM
  • Wednesday9AM - 7PM
  • Thursday9AM - 7PM
  • Friday9AM - 6PM
  • Saturday9AM - 5PM
  • SundayClosed